The Charlotte 49ers (11-9, 5-2 AAC) visit the Temple Owls (13-7, 5-2 AAC) after winning three straight road games. The Owls are favored by 4.5 points in the contest, which begins at 7 p.m. ET on Wednesday, January 28, 2026. The over/under in the matchup is set at 139.5.
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Bet $20, Payout $39.05
Temple Cover -4.5 vs Charlotte -105
Temple vs. Charlotte betting lines
- Temple moneyline odds to win: -188
- Charlotte moneyline odds to win: +157
- Spread: Temple (-4.5)
- Total: 139.5
Temple statistics, trends and more
As the home team
- Temple owns a worse record against the spread at home (5-4-0) than it does in away games (4-2-0).
- The Owls have gone over the over/under more often when playing at home, hitting the over in five of nine home matchups (55.6%). In road games, they have hit the over in one of six games (16.7%).
- As a moneyline favorite, Temple has won a lower percentage of its games when playing at home (.875) compared to away games (1.000).
Recent trends
- In their last 10 games, the Owls have been putting up 72.0 points per contest, an average that’s a little lower than the 75.2 they’ve scored over the course of the 2025-26 season.
- Temple has been slightly better on the defensive end of the floor of late, allowing 65.1 points per game over its last 10 outings compared to the 69.4 it has conceded per game this season.
- During their past 10 contests, the Owls are making 0.2 fewer three-pointers per game than their season long average (6.9 compared to 7.1 season-long), while shooting a higher percentage from beyond the arc in that span (35.8% compared to 35.6% season-long).
Temple betting records this season
- ATS Record: 9-10-0 (Home: 5-4-0; Away: 4-2-0)
- ATS Record When Favored by 4.5+: 5-4-0 (As Favorite: 5-7-0; As Underdog: 4-3-0)
- O-U-P: 9-10-0 (Home: 5-4-0; Away: 1-5-0)
- Record When Moneyline Favorite: 9-3 (Home: 7-1; Away: 1-0)
- Record When Moneyline Underdog: 3-4 (Home: 0-1; Away: 3-2)
| Field Goal % | Opp. Field Goal % | Rebounds | Opp. Rebounds | Assists | Turnovers |
|---|---|---|---|---|---|
| 45.2 (187th in nation) | 43.5 (167th) | 30.4 (280th) | 29.9 (110th) | 12.6 (288th) | 8.9 (10th) |
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Charlotte statistics, trends and more
As the away team
- Charlotte’s winning percentage against the spread at home is .545 (6-5-0). Away, it is .500 (3-3-0).
- In 2025-26 a lower percentage of the 49ers’ games have finished above the over/under at home (54.5%, six of 11) than on the road (66.7%, four of six).
- This season the 49ers are 1-2 at home when moneyline underdogs (.333 winning percentage). Away they are 1-3 (.250).
Recent trends
- The 49ers are posting 78.1 points per game in their previous 10 games, which is 4.0 more than their average for the season (74.1).
- Charlotte has fared worse defensively over its last 10 games, giving up 75.0 points per contest, 1.6 more points than its season average of 73.4.
- Over their last 10 games, the 49ers are making 9.3 three-pointers per contest, 0.8 more than their season average (8.5). They also own a better three-point percentage over their previous 10 contests (37.7%) compared to their season average (35.6%).
Charlotte betting records this season
- ATS Record: 10-9-0 (Home: 6-5-0; Away: 3-3-0)
- ATS Record When Underdog by 4.5+: 3-3-0 (As Favorite: 6-4-0; As Underdog: 4-5-0)
- O-U-P: 11-8-0 (Home: 6-5-0; Away: 4-2-0)
- Record When Moneyline Favorite: 8-2 (Home: 6-2; Away: 2-0)
- Record When Moneyline Underdog: 2-7 (Home: 1-2; Away: 1-3)
| Field Goal % | Opp. Field Goal % | Rebounds | Opp. Rebounds | Assists | Turnovers |
|---|---|---|---|---|---|
| 46.0 (144th in nation) | 45.0 (244th) | 31.6 (237th) | 27.5 (20th) | 12.7 (275th) | 11.0 (150th) |
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