The Ball State Cardinals (7-13, 3-5 MAC) are 8.5-point underdogs as they try to build on a three-game winning streak when they visit the Toledo Rockets (11-10, 5-4 MAC) on Saturday, January 31, 2026 at Savage Arena. The matchup airs at 12 p.m. ET on ESPN+. The over/under is 146.5 for the matchup.
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Bet $20, Payout $38.18
Toledo Cover -8.5 vs Ball State -110
Toledo vs. Ball State betting lines
- Toledo moneyline odds to win: -415
- Ball State moneyline odds to win: +322
- Spread: Toledo (-8.5)
- Total: 146.5
Toledo statistics, trends and more
As the home team
- Toledo owns a worse record against the spread at home (3-5-0) than it does on the road (6-3-0).
- In home games, the Rockets exceed the total 50% of the time (four of eight games). They hit the over more consistently in road games, exceeding the total in 55.6% of games (five of nine).
- As a moneyline favorite, Toledo has won a lower percentage of its games when playing at home (.571) compared to road games (.667).
Recent trends
- The Rockets have been putting up 83.1 points per contest in their last 10 appearances, an average that’s slightly higher than the 82.2 they’ve scored over the course of the 2025-26 season.
- Toledo has been more stingy on the defensive side of the ball lately, allowing 78.8 points per game over its past 10 outings compared to the 78.9 points per game its opponents average in the 2025-26 season.
- The Rockets’ 6.9 made three-pointers per-game average during their last 10 games are less than the 7.0 they average on the season, but those 10 games have seen a higher percentage of three-point shots made, 36.7% compared to their season-long percentage of 35.6% from deep.
Toledo betting records this season
- ATS Record: 10-9-0 (Home: 3-5-0; Away: 6-3-0)
- ATS Record When Favored by 8.5+: 0-2-0 (As Favorite: 3-7-0; As Underdog: 7-2-0)
- O-U-P: 9-10-0 (Home: 4-4-0; Away: 5-4-0)
- Record When Moneyline Favorite: 6-4 (Home: 4-3; Away: 2-1)
- Record When Moneyline Underdog: 3-6 (Home: 1-0; Away: 1-5)
| Field Goal % | Opp. Field Goal % | Rebounds | Opp. Rebounds | Assists | Turnovers |
|---|---|---|---|---|---|
| 47.8 (51st in nation) | 48.5 (352nd) | 30.3 (286th) | 32.1 (242nd) | 15.6 (88th) | 10.6 (124th) |
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Ball State statistics, trends and more
As the away team
- Against the spread, Ball State has been better at home (3-4-0) than away (3-6-0).
- Looking at the over/under, Cardinals games have gone over less often at home (one of seven, 14.3%) than away (three of nine, 33.3%).
- This season the Cardinals are 1-2 at home as moneyline underdogs (.333 winning percentage). On the road they are 0-7 (.000).
Recent trends
- In their previous 10 games, the Cardinals are scoring 70.8 points per contest, 2.9 more than their season average (67.9).
- While Ball State is surrendering 69.8 points per game in 2025-26, it has been worse in its previous 10 games, allowing 70.1 points per contest.
- In their previous 10 games, the Cardinals are making 6.8 treys per game, 0.2 fewer threes than their season average (7.0). They sport a better three-point percentage over their past 10 games (33.2%) compared to their season average (31.3%).
Ball State betting records this season
- ATS Record: 7-11-0 (Home: 3-4-0; Away: 3-6-0)
- ATS Record When Underdog by 8.5+: 2-1-0 (As Favorite: 1-5-0; As Underdog: 6-6-0)
- O-U-P: 6-12-0 (Home: 1-6-0; Away: 3-6-0)
- Record When Moneyline Favorite: 3-3 (Home: 2-2; Away: 1-1)
- Record When Moneyline Underdog: 2-10 (Home: 1-2; Away: 0-7)
| Field Goal % | Opp. Field Goal % | Rebounds | Opp. Rebounds | Assists | Turnovers |
|---|---|---|---|---|---|
| 42.3 (319th in nation) | 45.2 (256th) | 27.3 (353rd) | 31.9 (223rd) | 12.7 (281st) | 9.5 (33rd) |
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