The No. 4 Georgia Bulldogs (9-1) and the Charlotte 49ers (1-9) square off at Sanford Stadium on Saturday, November 22, 2025.

The Bulldogs are expected to win by at least two touchdowns (currently -43.5) versus the 49ers. The over/under for this game is 53.5 points.

Keep reading to check out our betting primer for this this game between the Bulldogs and the 49ers, and find all of our expert picks here, too!

Georgia vs. Charlotte betting lines

• Spread favorite: Bulldogs (-43.5)
• Moneyline: Bulldogs (), 49ers ()
• Total: 53.5 points
• TV Channel: SEC Network
• Live Stream: Fubo

Georgia vs. Charlotte betting info and stats

Georgia has a 5-5-0 record against the spread so far this season. Georgia is winless ATS (0-1) when favored by at least 43.5 points. In the nine games as the moneyline favorite, Georgia has put together an 8-1 record. Charlotte has three wins against the spread so far this season (3-6-1). Charlotte is winless in the nine games it has been listed as an underdog on the moneyline this season.

Georgia vs. Charlotte recent stats and trends

Georgia Bulldogs

• Georgia is 2-1 against the spread in its past three games, and has a 3-0 straight-up record in those matchups.
• Once in those three games, the final combined score surpassed the set total.
• Georgia’s last three outings have ended with an average of 52.2 points scored. That’s 1.3 fewer points than this contest’s over/under.

Charlotte 49ers

• Charlotte is 1-2 against the spread and 3-0 overall in its past three contests.
• Charlotte and its opponents have combined to hit the over two times in those games.
• Charlotte’s past three outings have ended with an average of 58.5 points scored. That’s 5.0 more points than this contest’s over/under.

Georgia vs. Charlotte key players

Georgia Bulldogs

• Gunner Stockton has racked up 2,264 yards (226.4 ypg) on 202-of-286 passing with 19 touchdowns compared to three interceptions this season. In addition, he’s added 350 rushing yards (35.0 ypg) on 83 carries while scoring eight touchdowns on the ground.
• Nate Frazier has racked up 647 yards on 117 carries while finding paydirt three times as a runner.
• Chauncey Bowens has been handed the ball 94 times this year and racked up 493 yards (49.3 per game) with six touchdowns.
• Zachariah Branch has hauled in 59 receptions for 583 yards (58.3 yards per game) to lead the team so far this season. He’s found the end zone three times as a receiver.
• Colbie Young has caught 22 passes for 331 yards (47.3 yards per game) and one touchdown this year.
• London Humphreys has a total of 276 receiving yards so far this year, grabbing 18 throws and scoring three touchdowns.
• C.J. Allen, the team’s tackle and sacks leader, has racked up 3.5 sacks, 5.0 TFL and 71 tackles.
• Ellis Robinson IV has a team-high two interceptions to go along with 14 tackles, 1.0 TFL, and two passes defended.

Charlotte 49ers

• Grayson Loftis has racked up 1,145 yards (127.2 yards per game) while completing 53.3% of his passes and recording eight touchdown passes with five interceptions this season.
• Rod Gainey Jr. has run for 231 yards on 61 carries so far this year while scoring one time on the ground.
• Cameren Smith has run for 196 yards across 56 carries.
• Javen Nicholas has hauled in 676 receiving yards on 50 catches to pace his squad so far this season while scoring five touchdowns as a receiver.
• Sean Brown has caught 29 passes and compiled 422 receiving yards (46.9 per game) with one touchdown.
• E. Jai Mason has racked up 358 reciving yards (44.8 ypg) and four touchdowns this season.
• Reid Williford leads the team with 4.0 sacks. He’s also the team’s tackle leader, and has recorded 5.0 TFL and 61 tackles.
• Kadin Schmitz has a team-leading one interception to go along with 55 tackles and one pass defended.